| Q: |
How
was the insured value of your home determined? Was
it based on your home’s market value? |
| |
|
| Q: |
If
your home is totally destroyed, will your insurer
rebuild it regardless of cost? |
| |
|
| Q: |
If
personal property is stolen or damaged, will you be
paid replacement cost or depreciated value? |
| |
|
| Q: |
Do you
know how you will be paid if you have a covered loss
to your home or property? Will you be required to
replace an item before receiving your full
settlement? |
| |
|
| Q: |
If you
live in a condominium or cooperative, have you made
permanent upgrades such as new carpeting,
wallcoverings, or cabinetry? |
| |
|
| Q: |
Can
you receive a cash settlement for your home or do
you have to rebuild it to get paid? |
| |
|
| Q: |
If you
live in an older home, does your insurance policy
provide law and ordinance coverage? |
| |
|
| Q: |
Are
you covered for failure of your sump pump? |
| |
|
| Q: |
Are
you covered for flood insurance? |
| |
|
| Q: |
Has
your agent offered various deductibles and the
estimated savings for these options? |
| |
|
| Q: |
Do
you or a family member have a business that you
conduct from your home? |
| |
|
| Q: |
Are
you or a family member an officer or member of the
board for a non-profit organization? |
| |
|
| Q: |
Do
you own a swimming pool or trampoline? |
| |
|
| Q: |
Do
you own a seasonal or secondary home or condominium? |
| |
|
| Q: |
Do
you employ a nanny or domestic worker? |
| |
|
| Q: |
Do
you own a dog? |
