Renters Insurance

Preventing the Risks of Renting

As a tenant, have you considered what would happen if your personal property was lost or stolen? If you don’t have a tenant homeowner or “renter’s” policy, you could be out-of-pocket for thousands of dollars.

Tenant homeowner insurance provides coverage for furniture, clothing, jewelry, computer equipment and other personal property in the event that they are damaged or stolen. At Schielke Insurance, we can help you obtain the tenant homeowner insurance that best meets your needs. This coverage can include:

• Personal liability coverage. A component of your homeowner policy, this coverage protects you from a covered claim brought against you for causing bodily injury, personal injury or damage to the property of others.
  
• Theft coverage. If your valuables are stolen, this coverage provides protection.
  
• Replacement cost coverage. In the event of a loss to your personal property, replacement cost coverage safeguards you against depreciation and pays for you to fully replace the items.